Products

• 15-30 year fixed rate conventional mortgages
• Single close construction financing
• Vacant land loans
• Many Alternative lending options
• Manufactured/Modular Housing mortgages
• FHA loans
• Rural Development mortgages
• 5 & 7 year balloon mortgages
• Reverse Mortgages
• 0% and 3% Down payment options

Services

• 5-Star Service Guarantee: This unique promise we make is our commitment to service. The five points are:
  • Same day call back
  • 24 hour pre-approval
  • Closing scheduled within 72 hours
  • No voicemail transfers
  • Customer statement 100% accurate
  
  
• New Beginnings: This program for first time homebuyers helps families by introducing them to the mortgage process. Topics covered include clearing up past debt, saving for a down payment, and budgeting.
   
• Alternative Lending: If an individual doesn’t qualify for a conventional mortgage we have experts on staff that work with those individuals and secure financing for their house. They specialize in refinances, debt consolidation, and purchases.
   
• Manufactured/Modular Program: This program is geared toward gaining the business and cultivating the relationships of dealers in the area. These experts have worked in the field either selling or financing these types of home.
   
• Paying interest on escrow accounts. Very few lenders do this and it’s a benefit we are pleased to offer.