What’s all the excitement about owning a home?

What’s all the excitement about? Well, whether you're buying your first home, your first investment property, or your tenth home, CUMC Mortgage Company will make the mortgage process easy and hassle-free, so you can enjoy your new home. Home ownership for hundreds of years has been a badge of honor, rite of passage for families, and a source of pride. We can help Finance your future today!

I don’t make enough money to afford a home, do I?

CUMC Mortgage Company’s New Beginnings Program can help families with income difficulties. We have experts that can help direct you to a mortgage product that will fit with your situation.

I don’t know how long I will stay in the city where I live. I won’t get my investment back, will I?

Residential Real Estate is still one of the leading investments people make. With interest rates at all time lows even investing for a couple of years will pay off for you. Call or email one of our Relationship Managers and see how the numbers will add up for you and your investments.

I rent right now and don’t have 20% down so I can’t get the house I want, can I?

Renting is a short-term expense. When you are ready to stop paying someone else's mortgage and ready to pay for your own, then CUMC Mortgage Company is the way to go. Here is a Buy vs. Rent example: A $100,000 home at 6% would be $599.55 per month*.

$100,000 House $200,000 House 8% $733.76 $1,467.53 7% $665.30 $1,330.60 6% $599.55 $1,199.10

* All payments were figured with a 30-year fixed rate mortgage and excellent credit. Prices change daily, payments will be affected by credit scores, and no mortgage insurance or other fees were figured into the above mentioned payments.

Call or email one of our Relationship Managers today and see how your situation compares to home ownership.